Checking
One of the great things we offer our members is Nirvana Checking. We are proud of Nirvana Checking because we feel it is the best checking account in the market. We looked at everyone else’s checking account, took the cool things they offered, added a few cool things of our own and put them all into Nirvana Checking. It is pretty simple. When we finished Nirvana Checking, it impressed us, and that’s when we knew we had hit Nirvana.

Beyond Free (Click for Fee Comparison)
Nirvana Checking offers you 32 incredible benefits. All 32 benefits combine together to catapult Nirvana Checking beyond the typical Free Checking accounts you’ll find at other institutions. Even better, when you see our fee schedule you’ll see why we really called it Nirvana Checking.

Benefits (Click for Feature Comparison)
32 is your lucky number! Get the 32 benefits that will make you smile all day long. When you get special Nirvana Checking offers that save or make you more money, you smile even wider. Nirvana is a really good place to be. Trust us...

The Key To Nirvana
After looking at the slew of benefits you get with Nirvana Checking, you may be wondering... “What’s the catch? There has to be one. No one would be this generous.” We prefer to look at the one “catch” of Nirvana Checking as “The Key”. The key to unlocking Nirvana Checking is Direct Deposit. Direct Deposit is the most convenient thing to hit banking since the debit card. Bring us your direct deposit and we will give you the store. If your employer does not offer direct deposit or if you are unsure about whether they do or don’t, call (888) EZ-2-SWITCH and we will absolutely find a way to get you to Nirvana. Don’t you think it’s cool that the only thing we ask of you is something that will make your life more convenient anyway?

If your are wondering what our Routing & Transit number is, wonder no more: 324079500 (just for fun, tell your friends it is your secret Swiss bank account number).

Nirvana Visa^® Debit Card
Nirvana Checking would not be Nirvana without the Nirvana Visa Debit Card. Think of unlimited acceptance, incredibly safety and absolute convenience and you’ll think of the Nirvana Visa Debit Card. Think of how cool your friends will think you are when you pull out your smashing Nirvana Visa Debit Card (tell them it is linked to your secret Swiss bank account number, they’ll believe you from how cool it looks). More importantly, when you tell them you are getting rewards for using your Nirvana debit card, they’ll think you’re beyond cool. Don't have the Utah First Nirvana debit card? Click here to switch to Utah First today.

24-Hour Telephone Banking
Our 24-Hour Telephone Banking gives you the ability to check-up on your money whenever you want. Just call your cash at (801) 320-2626. Your Benjamin’s are waiting to hear from you...