Everyone at Utah First is committed to complete lending simplicity. We offer almost every loan imaginable and more importantly, with Banking Nirvana on your side, you’ll enjoy a financial partner that can get your deal done fast and at the right price. Nirvana sure feels good...

Instant Loan Approval
You can simply click here to get your instant online loan approval. Call (888) EZ-2-SWITCH and get an instant loan approval over the phone. Come into a branch and get an instant loan approval in person. Instant approvals wherever you happen to be are sweet!

Car Loans
Buying a car is all about the car. You know what you want – we know how to get you there – instantly. With a Utah First auto loan, you can get a car that will impress your friends at a rate that will make your wallet or purse still impress your friends. Click here or call (888) EZ-2-SWITCH.

Fill the GAP
Simplicity is worry-free. You’ll be worry- free with GAP (Guaranteed Auto Protection). Your auto loan is guaranteed to be paid in full if your auto is totaled or stolen. Don’t worry... get GAP’py – call (888) EZ-2-SWITCH.

Real Estate Loans
For your life’s most important purchase (excluding that vintage Ferrari you’ve been eyeing) trust a Utah First Mortgage Specialist. We shop the rates for you to get you a mortgage that fits your budget. Even better, we’ll make sure you can do home improvements, take vacations and buy just about anything with the Utah First Home Equity Advantage. Call (888) EZ-2-SWITCH and see why we call them Mortgage Specialists.

Credit Cards
Our Nirvana Platinum card gives you a way low fixed rate, no annual fee at all, Free Rewards and access to millions of merchants and ATMs worldwide. We think giving you all the good stuff is way better than giving you only what doesn’t cost us a lot. Get approved instantly (click the link to the left now, no really click it... ).

Boat, Motorcycle & RV Loans
Freedom is to have a car. Nirvana is to have a chopper, a fast boat or a plush RV. Utah First makes getting to Nirvana simple... in your sweet new recreation vehicle (or vehicle(s) for you extreme folk). And did we mention our low rates and instant approval make paying for Nirvana even simpler?

Credit Life & Disability Insurance
Perish the thought, but what if something really bad happens (disability or death). Would your monthly loan payments continue to be paid? Laugh in the face of bad fortune, get Credit Life & Disability.

Personal Loans
Life always changes, so you need a super-flexible low rate loan. Personal loans make life simple because you have the flexibility you need to live your life.

Business Loans
We have your business endeavors covered with a full range of business lines and loans. Let us tailor a cost-effective business loan package for you so you can focus on the important details of your enterprise. Your personal business financial consultation is just a phone call away – (888) EZ-2-SWITCH.