The Utah First Home Equity Advantage
At Utah First, we take great pride in the products and service we provide to our members. Honestly, we are just like you: we want a good deal and we want products that will meet our needs. This philosophy led us to develop the Utah First Home Equity Advantage. With the Utah First Home Equity Advantage, you have all the flexibility you want and all the security you need. Let us explain…

All the flexibility of a home equity line
The Utah First Home Equity Advantage works just like a traditional home equity line of credit, where you have flexibility to use your home's equity any way you want. You can remodel your home, purchase an automobile, pay for educational expenses and much more. With low rates, you'll also save money over using a higher rate credit card or unsecured line of credit.

All the security of a home equity loan
The best part of the Utah First Home Equity Advantage is that it can also work just like a home equity loan. You can choose to lock in a portion (and/or multiple portions) of your balance at a low fixed rate. This provides you with security, because you'll always know that your rate and payment will be the same even when rates are on the rise. As you pay off your fixed rate portions your original home equity line automatically replenishes.

Even more advantages
With the Utah First Home Equity Advantage, you can enjoy even more advantages including:

• Option to lock in a low fixed rate
• You can lock up to 5 fixed rate loans
• You are in control of when you lock in your fixed rate loans
• You can also use it as a home equity line of credit
• Low interest only payments
• Fast approvals and funding
• No origination costs and no annual fee
• Your interest payments may be tax deductible*

The Utah First Home Equity Advantage always adds up to absolute flexibility, complete control and total peace of mind. Click here to apply online now, or call us (888) EZ-2-SWITCH.

*Consult a tax advisor to determine the tax-deductibility of interest.