At Utah First, we have the loan options you need to purchase a great automobile. We also can get you a low rate loan for your boat, motorcycle or recreational vehicle purchase. A Utah First auto loan has instant loan approvals, flexible terms, great low rates and speedy funding – you'll be on the road before you know it with a monthly payment you can afford!

Instant Loan Approval
You can click here to get your instant online loan approval. Call (888) EZ-2-SWITCH and get an instant loan approval over the phone. Come into a branch and get an instant loan approval in person. Instant approvals are especially good before you go to the dealer. You'll already know what you really can afford and you'll have increased negotiating power!

Flexible Terms
We offer flexible terms up to 72 months on our auto loans. We also offer a convenient delay-a-pay feature that allows you to delay your payment for one month for a very small fee.

Great Low Rates
Our rates are so low, it will make driving feel even better. We can also give you a lower rate if you use our auto payment service and we can give you an even lower rate if you have our Nirvana Checking account. Click here to see what we can do for you and call us at (888) EZ-2-SWITCH to get driving now.

Speedy Funding
We all know that when buying a car, you have to be ready to buy at a moments notice. We can get you approved and funded at a speed that exceeds all limits. We will take care of you – switch to Utah First and see…

Fill the GAP
Simplicity is worry-free. You'll be worry- free with GAP (Guaranteed Asset Protection). Your auto, recreational vehicle or boat loan is guaranteed to be paid in full if your vehicle is totaled or stolen. Be worry-free, get GAP – call (888) EZ-2-SWITCH.

Boat, Motorcycle & RV Loans
Freedom is to have a car. Nirvana is to have a chopper, a fast boat or a plush RV. Utah First makes getting to Nirvana simple… in your sweet new recreation vehicle (or vehicles for you extreme folk). And did we mention our low ratesand instant approval make paying for Nirvana even simpler?

Payment Protection
Perish the thought, but what if something really bad happens (disability or death). Would your monthly loan payments continue to be paid? Laugh in the face of bad fortune, get Payment Protection. Call (888) EZ-2-SWITCH.